OpenAI has launched the ChatGPT Wallet service in partnership with American Express, Mastercard, and Visa. This allows AI agents to pay for purchases using a secure payment code provided by the network without revealing the actual card details of the merchant or agent. Users must review product details, total value, and selected card and approve through biometric security such as fingerprint or facial recognition.

The service is initially available in the United States via OpenAI’s Dot agents for ChatGPT Pro subscribers aged 18 and over with eligible American cards. The company expects to enable users to delegate purchases by agents under pre-set controls, including spending limits, product types, and time periods.